$AFRM — FinTwit mentions on Surfaced

$AFRM — FinTwit mentions on Surfaced

Recent mentions

16 mentions

@ftr_investorsMay 8, 2026 · 2:21 PM

The Future Investors presents the 40 stocks with the highest projected revenue growth for the next 3 years! 📈🚀 1. $NBIS | Nebius - 211.8% 2. $IREN | IREN Limited - 106.0% 3. $CRDO | Credo Technologies - 96.6% 4. $CRWV | CoreWeave - 94.2% 5. $SNDK | SanDisk - 80.2% 6. $LITE | Lumentum - 70.2% 7. $HXSCL | SK hynix - 68.7% 8. $BE | Bloom Energy - 67.0% 9. $MU | Micron - 62.6% 10. $PLTR | Palantir - 52.0% 11. $FPS | Forgent Power - 49.9% 12. $ALAB | Astera Labs - 47.7% 13. $AVGO | Broadcom - 46.8% 14. $AMD | AMD - 42.4% 15. $NVDA | Nvidia - 39.1% 16. $FTAI | FTAI Aviation - 38.3% 17. $RKLB | Rocket Lab - 37.8% 18. $RHM | Rheinmetall - 36.6% 19. $BESI | BE Semiconductor - 36.0% 20. $APP | AppLovin - 34.5% 21. $RDDT | Reddit - 34.2% 22. $WDC | Western Digital - 33.2% 23. $MRVL | Marvell - 32.7% 24. $ORCL | Oracle - 31.1% 25. $PRX | Prosus - 30.3% 26. $STX | Seagate - 30.2% 27. $AXON | Axon - 30.2% 28. $LSCC | Lattice Semi - 29.2% 29. $COHR | Coherent - 29.1% 30. $NU | Nu Holdings - 28.4% 31. $ARM | Arm - 28.2% 32. $NET | Cloudflare - 27.9% 33. $TSM | TSMC - 27.8% 34. $TER | Teradybe - 27.7% 35. $VRT | Vertic - 26.7% 36. $CIEN | Ciena - 26.7% 37. $AFRM | Affirm - 26.5% 38. $MELI | MercadoLibre - 26.2% 39. $SHOP | Shopify - 25.7% 40. $FORM | FormFactor - 25.6% Source: @KoyfinCharts 𝗖𝗿𝗶𝘁𝗲𝗿𝗶𝗮 - Revenue TTM >$500M - Gross Profit Margin >30% - Revenue est. next 3Y >25% - No biotech, mining companies - Marketcap >$10B What are your favourite growth stocks for the next 3 years? 🤔🚀

@unusual_whalesMay 7, 2026 · 8:21 PM

BREAKING: $DKNG earnings: - EPS: $0.2, est: $0.17 - Rev: $1.64 billion, est: $1.63 billion $NET earnings: - EPS: $0.25, est: $0.23 - Rev: $639 million, est: $622 million $AFRM earnings: - EPS: $0.3, est: $0.17 - Rev: $1.03 billion, est: $995 million

@apomplianoMar 12, 2026 · 4:59 PM

I sat down with Affirm COO @mlinford_ to understand the strength of the US consumer, along with details about $AFRM and how they see their future potential. https://t.co/rRPuUUxw8O

@kerrisdalecapJan 21, 2026 · 2:14 PM

Job growth has slowed to a crawl. Student and auto delinquencies are rising. Data from Discover Card shows subprime stress and early deterioration in lower-FICO card pools. This is a setup $AFRM can’t afford. 9/10

@kerrisdalecapJan 21, 2026 · 2:13 PM

Leverage is also worse than the headline numbers. Once you include off-balance-sheet exposure where $AFRM still eats the credit losses, effective leverage is >6x. Small increases in credit loss will hit the equity hard. 8/10

@kerrisdalecapJan 21, 2026 · 2:13 PM

Now consider $AFRM’s ability to withstand weakening in any of those conditions: reserves are just ~1% of GMV and ~2% of retained risk. That’s no cushion for a borrower base that normalizes at 6-7% losses. 7/10

@kerrisdalecapJan 21, 2026 · 2:13 PM

$AFRM may be growing fast, but that doesn’t make it a healthy business. The last 3 years were as good as it gets: low unemployment, suppressed losses, wide-open funding markets. And yet with ~40% GMV growth, $AFRM only barely scraped into GAAP profitability. 6/10

@kerrisdalecapJan 21, 2026 · 2:12 PM

$AFRM is following a familiar subprime playbook: stacking more expensive loans onto the same increasingly levered people. In 1Q26, 96% of originations went to repeat customers. 5/10

@kerrisdalecapJan 21, 2026 · 2:12 PM

~50% of $AFRM revenue is interest income. Virtually all interest-bearing loans are above the 10% cap Trump is talking about, and its single largest, most profitable bucket is 30%-36% APR. This is “payday lending, but make it tech.” 4/10

@kerrisdalecapJan 21, 2026 · 2:11 PM

$AFRM gets lumped in with Klarna/PayPal/Block, but that’s the wrong comp set. Those are merchant-fee-driven payment platforms. Affirm is a credit business, and it has leaned harder into high-APR lending as consumer stress rises. 3/10

@kerrisdalecapJan 21, 2026 · 2:10 PM

Trump’s 10% interest rate cap targets credit cards (for now), but this in an affordability crusade. If “20–30%, and even more” APR is “ripping off” Americans, then $AFRM’s 36% installment loans are Exhibit A. 2/10

@kerrisdalecapJan 21, 2026 · 2:09 PM

We are short $AFRM. Report at https://t.co/gXHJtdo2xm. Affirm is a highly levered subprime lender masquerading as “FinTech,” and political scrutiny + the credit cycle is about to expose it. 1/10

@tsoh_investingJan 9, 2026 · 5:42 PM

Affirm $AFRM Annual GMV (FY19 - FY26e GMV CAGR of +51% p.a.) https://t.co/y6BORy4rqS

@ftr_investorsDec 24, 2025 · 6:51 PM

The Future Investors presents the 40 stocks with the highest projected revenue growth for 2026! 📈🚀 1. $NBIS | Nebius - 521.1% 2. $IREN | IREN - 134.6% 3. $NVDA | Nvidia - 49.8% 4. $PLTR | Palantir - 43.3% 5. $BESI | BE Semiconductor - 42.8% 6. $ALAB | Astera Labs - 42.2% 7. $CRDO | Credo Technologies - 40.1% 8. $RDDT | Reddit - 38.7% 9. $AVGO | Broadcom - 35.9% 10. $APP | AppLovin - 35.6% 11. $CLS | Celestica - 33.4% 12. $RHM | Rheinmetall - 32.2% 13. $FIGR | Figure Tech Solutions - 31.9% 14. $NU | Nu Holdings - 31.8% 15. $CELH | Celsius Holdings - 31.6% 16. $AMD | AMD - 31.5% 17. $BE | Bloom Energy - 31.3% 18. $LITE | Lumentum Holdings - 31.2% 19. $PRX | Prosus - 31.2% 20. $TKO | TKO Group - 29.8% 21. $DASH | DoorDash - 29.8% 22. $MELI | MercadoLibre - 29.1% 23. $ORCL | Oracle - 28.4% 24. $DY | Dycom - 27.6% 25. $CVNA | Carvana - 27.3% 26. $BROS | Dutch Bros - 25.7% 27. $AXON | Axon - 25.5% 28. $SOFI | SoFi - 25.3% 29. $KRMN | Karman Holdings - 24.9% 30. $AFRM | Affirm - 24.6% 31. $FTAI | FTAI Aviation - 24.4% 32. $SE | Sea Limited - 24.2% 33. $SHOP | Shopify - 23.5% 34. $BRO | Brown & Brown - 23.3% 35. $TER | Teradyne - 23.0% 36. $ON | On Holding - 22.6% 37. $DUOL | Duolingo - 22.6% 38. $ANET | Arista Networks - 22.4% 39. $SMCI | Super Micro Computer - 22.2% 40. $ADYEN | Adyen - 22.0% Source: @KoyfinCharts 𝗖𝗿𝗶𝘁𝗲𝗿𝗶𝗮 - Revenue TTM >$250M - Net income margin >0% - Altman Z-Score >3 - Marketcap >$8B What are your favourite growth stocks for 2026? 🤔🚀

@hkuppyOct 10, 2025 · 8:07 PM

Looking at $AFRM and $UPST. Anyone hearing anything about the guacamole tranche of the early vintage burrito securitizations…?? 🤣🤣 https://t.co/bzVdwv4C6N

@hkuppyAug 16, 2025 · 4:15 AM

@PauloMacro Hope $AFRM funds this