Affirm Holdings. Every tracked FinTwit mention of $AFRM, newest first. 16 mentions since the first on Aug 16, 2025. See the price chart.
May 2026 · 2 mentions
May 8
The Future Investors — The Future Investors presents the 40 stocks with the highest projected revenue growth for the next 3 years! 📈🚀
1. $NBIS | Nebius - 211.8%
2. $IREN | IREN Limited - 106.0%
3. $CR…↗
May 7
unusual_whales — BREAKING: $DKNG earnings:
- EPS: $0.2, est: $0.17
- Rev: $1.64 billion, est: $1.63 billion
$NET earnings:
- EPS: $0.25, est: $0.23
- Rev: $639 million, est: $622 million
$AFRM…↗
March 2026 · 1 mention
Mar 12
Anthony Pompliano 🌪 — I sat down with Affirm COO @mlinford_ to understand the strength of the US consumer, along with details about $AFRM and how they see their future potential. https://t.co/rRPuUUxw8O↗
January 2026 · 10 mentions
Jan 21
Kerrisdale Capital — Job growth has slowed to a crawl. Student and auto delinquencies are rising. Data from Discover Card shows subprime stress and early deterioration in lower-FICO card pools. This is…↗
Jan 21
Kerrisdale Capital — Leverage is also worse than the headline numbers. Once you include off-balance-sheet exposure where $AFRM still eats the credit losses, effective leverage is >6x. Small increase…↗
Jan 21
Kerrisdale Capital — Now consider $AFRM’s ability to withstand weakening in any of those conditions: reserves are just ~1% of GMV and ~2% of retained risk. That’s no cushion for a borrower base that no…↗
The Future Investors — The Future Investors presents the 40 stocks with the highest projected revenue growth for 2026! 📈🚀
1. $NBIS | Nebius - 521.1%
2. $IREN | IREN - 134.6%
3. $NVDA | Nvidia - 49.8%…↗
October 2025 · 1 mention
Oct 10
Kuppy — Looking at $AFRM and $UPST. Anyone hearing anything about the guacamole tranche of the early vintage burrito securitizations…?? 🤣🤣 https://t.co/bzVdwv4C6N↗
— $AFRM may be growing fast, but that doesn’t make it a healthy business. The last 3 years were as good as it gets: low unemployment, suppressed losses, wide-open funding markets. An…
Kerrisdale Capital — $AFRM is following a familiar subprime playbook: stacking more expensive loans onto the same increasingly levered people. In 1Q26, 96% of originations went to repeat customers. 5/1…↗
Jan 21
Kerrisdale Capital — ~50% of $AFRM revenue is interest income. Virtually all interest-bearing loans are above the 10% cap Trump is talking about, and its single largest, most profitable bucket is 30%-3…↗
Jan 21
Kerrisdale Capital — $AFRM gets lumped in with Klarna/PayPal/Block, but that’s the wrong comp set. Those are merchant-fee-driven payment platforms. Affirm is a credit business, and it has leaned harder…↗
Jan 21
Kerrisdale Capital — Trump’s 10% interest rate cap targets credit cards (for now), but this in an affordability crusade. If “20–30%, and even more” APR is “ripping off” Americans, then $AFRM’s 36% inst…↗
Jan 21
Kerrisdale Capital — We are short $AFRM. Report at https://t.co/gXHJtdo2xm. Affirm is a highly levered subprime lender masquerading as “FinTech,” and political scrutiny + the credit cycle is about to e…↗