1/ $SMH — VanEck Semiconductor $10K → ~$115K (2016–2026) 27.7% annualized the single best ETF of the decade The purest AI bet on the board. $NVDA, $AVGO, $TSM sit at top weight. Every data-center buildout on earth runs through these names. 2/ $VGT — Vanguard Information Technology $10K → ~$72K 21.8% annualized | 0.09% fee The "boring" one that quietly crushed it. 300+ tech names for almost no cost. You barely felt you owned it and it still doubled the S&P. 3/ $XLK — Technology Select Sector $10K → ~$67K 20.9% annualized The megacap-tech core. $AAPL, $MSFT, $NVDA doing the heavy lifting. Less concentrated than SMH, more punch than the S&P. The lesson of the last decade wasn't "trade harder." It was own the sector, keep the fee low, and let it compound. $SMH. $VGT. $XLK. Which one are you holding? 👇






