$CRM

@thevalueistMay 14, 2026 · 12:24 PM

$NVDA $MU $SNDK $LITE I did not really understand what “headless” meant until I got my @openclaw setup running in January. This is going to be one of the most important architectural shifts in GAI. The key point is not that software disappears. It is that the UI layer becomes commoditized once the agent — and increasingly a user-owned, cross-platform personal agent — becomes the primary interface. Historically, SaaS companies captured enormous value because users had to live inside their workflows, navigate their screens, learn their APIs, and operate within their system boundaries. The interface was the moat. In a headless world, the agent sits above the application layer and orchestrates across all systems simultaneously: CRM, Bloomberg, research databases, PM tools, ticketing systems, ERP, internal dashboards, data warehouses, etc. The important shift is that the user owns the agent. The agent works for the user, not for the individual software vendor. That changes the control point of the entire stack. The user no longer interacts with 15 software products independently. The user interacts with 1 agent that operates across all of them simultaneously. That is a profound shift in industry structure. Once the agent owns the workflow and interaction layer, the underlying SaaS product increasingly becomes a database plus APIs. Some functionality remains differentiated, but a meaningful portion of pricing power, engagement, workflow ownership, and customer lock-in migrates upward toward the orchestration layer and the models powering it. This is why nearly every large software company suddenly talks about “agents.” $CRM understands this and recently rolled out its own headless offering. Everyone is beginning to understand this. But the market implication is larger than most appreciate: even if incumbent SaaS vendors execute well, aggregate value capture at the application layer likely compresses over time because the strategic control point is moving away from the software interface and toward the user-controlled agent layer. The agent becomes the operating system. https://t.co/z1RI9llW0S

@thevalueistMay 4, 2026 · 3:03 AM

Some truth in this statement. $CRM $NOW $WDAY $TEAM

@thevalueistApr 23, 2026 · 2:41 AM

$CRM $NOW $WDAY $ADBE (BankruptcyData) Publish Date: 2026-04-22 20:45:47 UTC Creditors to Medallia, Inc. have reached a deal that shifts ownership of the software company away from its private equity sponsor, as mounting leverage and weakening sector dynamics forced the business toward a balance sheet overhaul. The company carries roughly $3 billion of debt, much of it held by large credit investors including Blackstone, KKR, Apollo Global and Antares Capital LP, which have been central to ongoing negotiations. The transaction converts debt into equity, effectively transferring control to lenders and wiping out existing shareholders. The agreement marks a sharp reversal for Thoma Bravo, L.P., which acquired Medallia in a $6.4 billion buyout in 2021. That investment has been eliminated entirely, highlighting the pressure facing highly leveraged software deals completed during the low interest rate environment. The restructuring comes as Medallia faces a specific competitive threat: artificial intelligence is increasingly automating the customer and employee feedback analytics that sit at the core of its business, pressuring both growth expectations and the company's long-term pricing power. Pricing in secondary markets had already signaled stress ahead of the deal closing. In its 4Q 2025 10-K filing, FS KKR Capital Corp.valued its exposure at about 79 cents on the dollar, while Apollo Debt Solutions marked its position near 74 cents, discounts that pushed creditors to force a resolution rather than extend their exposure further.

@thevalueistApr 21, 2026 · 1:53 PM

SaaS has been resurrected from the dead! Big 5d moves on many of the names. Still brutal YTD on many of the names. $CRM $NOW $WDAY $ADBE https://t.co/dWjJ7obZOa

@aleabitoredditApr 15, 2026 · 9:51 PM

@pennycheck Anytime lol.. I don't think majority of people realize yet stocks are positive sum, where everyone benefits. Also don't think they realize you can make profit off AI bottlenecks, instead of going long on traditional companies like $PYPL or $CRM.

@investmentguru_Apr 13, 2026 · 10:50 AM

The “SaaSpocalypse” just handed long-term investors a rare gift. $1 TRILLION wiped from SaaS stocks in last few days. AI disruption fears. Seat-based model collapse. Vibe coding. Bears were loud. But the market is pricing in worst-case. Here’s what I’m buying. The Fear: → AI agents kill seat licenses → Vibe coding = DIY everything → AI-native startups undercut incumbents The Reality: Switching costs are massive. Data moats are real. Nobody got fired for buying Salesforce. Winners adapt. They don’t disappear. $NOW Down 50% from peak. Revenue still growing 21% YoY. Partnered with Anthropic + OpenAI for agentic AI. Enterprise IT’s control tower. AI winner hiding in a loser’s chart. $CRWD Cybersecurity = most AI-resilient SaaS vertical. 22% revenue growth. $4.81B FY2026. AI makes threats worse → CRWD gets MORE essential. High switching costs. 29 cloud modules. Not going anywhere. $ZS Zero-trust built for the AI era. AI security products crossed $1B ARR. $780B cloud market TAM by 2030. JPMorgan Overweight. Mid-$300s price target. $PANW Next-gen security ARR +29% to $5.85B. 30%+ operating margins — rare for SaaS. $352B cybersecurity TAM by 2030. Morningstar says undervalued right now. $CRM Down 40%+ from highs. Agentforce = real AI product cycle. Mgmt authorized buybacks — they’re buying their own dip. $175 is the line to watch. 2026 is the sorting mechanism. The SaaS companies that embed AI win. The ones that don’t? Disrupted. App software trades at ~20x 2027 earnings. Below market multiple. Below historical norms. That’s not a eulogy. That’s an entry point. Not financial advice. DYOR.

@investmentguru_Apr 11, 2026 · 1:33 PM

SAASPOCALYPSE = Buying opportunity? $IGV software ETF down ~30% from peak $2 TRILLION wiped from software market caps SaaS now trading BELOW S&P 500 on forward multiples for the first time What triggered the reset? AI agents sparking “software obsolescence” fears Seat-based models under pressure Panic selling across high-multiple names Valuation check: $NOW down ~35% YTD $WDAY down ~40% YTD $CRM ~5x P/S $MSFT near decade-low multiples SaaS median multiples compressed hard Reality check: Fundamentals still growing (not collapsing) SaaS still expanding globally AI is NOT killing software — it’s reshaping it Market is pricing “disruption” Data is still showing “expansion” Is this a structural decline… or the best entry window in years?

@investmentguru_Apr 11, 2026 · 1:27 PM

SOFTWARE GIANTS IN DEEP RESET in last 6 months $ORCL down 52% $NOW down 53% $SNOW down 49% $CRM down 40% The “safe tech” trade isn’t safe anymore. Valuations compressing fast, sentiment shifting even faster. Is this a cycle bottom… or just the beginning of a deeper reset.

@thevalueistApr 10, 2026 · 4:29 PM

SaaS Murder - Mythos Edition. Getting absolutely brutalized. SBC wiped out. My SaaS Complete Index (there are more names in the index, but they don't fit on one page) sorted YTD and IGV 1y attached. $CRM $NOW $WDAY $IGV https://t.co/DCXSI801GI

@jasonl_capitalApr 4, 2026 · 10:25 PM

Everyone screaming "bubble" but these are the 2027 forward P/E multiples for some of the largest companies in the world: $MU - 4x $ADBE - 9x $CRM - 12x $META - 13x $NVDA - 15x $TSM - 16x $AVGO - 17x $ORCL - 18x $AMD - 19x $GOOGL - 19x $MSFT - 19x $AMZN - 21x https://t.co/QjB94nUxfS

@kaizen_investorMar 28, 2026 · 4:02 PM

In my newest article, I talk about the AI race to the bottom. I explain why I would never invest in insurance companies like $LMND, $OSCR, and $UNH. Why I stay away from ERP software companies like $CRM or $SAP. How $ADBE can survive and what the main advantage of $KO is. You get to know how $WMT is using $GOOGL to escape this race. And lastly what your main focus as an investor should be.

@jerrycapMar 26, 2026 · 7:28 PM

@s_nav123 @PythiaR look at $CRM it's trading in line with quality compounders valuations after SBC

@kaizen_investorMar 14, 2026 · 9:23 PM

Big companies are announcing huge layoffs. $AMZN to cut 30,000 jobs, $META potentially 15,000 jobs. $ORCL, $XYZ, $CRM, $ASML,… all announced cuts as well. It’s not that those companies are doing badly financially, they report record earnings with growing margins. They all expect a lot from AI. What we saw from perplexity yesterday is a first glimpse of what AI will be able to do in the near future. With jobs being cut, more and more money will flow towards R&D and more importantly the CapEx. Everyone is investing in AI and those numbers will only increase. We are still in the early stages of AI and the supply chain is still evolving. There are some major bottlenecks forming that are slowing down the progress of AI. The most profitable companies are spending billions to make sure they can control these bottlenecks. This creates possibilities for investors. The major bottlenecks at the moment: - Memory and HBM: SK Hynix, Samsung Electronics, $MU - Packaging and OSAT: ASE Technology, $AMKR, JCET Group - Server and Rack Integration: $SMCI, $DELL, $HPE, Foxconn - Networking Silicon: $AVGO, $MRVL, $CSCO, $ANET - Photonics and Optical Components: Ayar Labs, $ALAB, $CRDO, $COHR, $LITE - Power, Thermal management and Grid: $VRT, $MOD, $NVT, $SU.PA, $IREN, $NBIS, $CIFR No financial advice

@kaizen_investorFeb 26, 2026 · 11:12 PM

Why I think you should be careful buying this SaaS dip. Today, during our bi-weekly management meeting, we discussed cost-cutting measures. This is nothing new, as things aren't going superbly in our business right now. We are a Scandinavian company, so cutting jobs isn't in our DNA. We believe that if we remain loyal to our employees, they will repay us with loyalty and trust when the market picks up. So, we often look at other measures. And today, for the first time, there was a new topic on the agenda: our ERP system. Let me explain. An ERP system is a hassle for every sales employee and a lovely tool for management. Managers can pull lists of won, lost, or stalled opportunities, competitors, quotes, market share... as long as the sales employees fill everything in correctly. That's the hassle: correctly. They have to fill in every box correctly, link every opportunity with a quote correctly, link the competitors correctly,... you know the drill. This takes time, it's repetitive and boring. Time-consuming, repetitive, and boring. Sounds like an ideal job for AI. $CRM thought exactly the same. In 2014, Salesforce started investing in a project now known as Salesforce Einstein, which is the AI layer on top of the standard Salesforce platform. Since 2014, the project has cost approximately $40B. Yet, according to the latest results, Salesforce Einstein brought in $800M in revenue in 2026... Two years ago, we thought Einstein would be a huge benefit. AI would make analysis way easier, and it truly does today. There is just one major problem: AI has evolved. Einstein has been outpaced. We feel that with most basic LLMs today, it no longer matters where the information is stored. The bot will find it. It doesn't matter if sales reps store the competitor info perfectly, link the quote perfectly, or close an opportunity correctly. AI will just find the data. The most expensive ERP systems still haven't solved this hassle, while easy-to-access AI tools have. Even a combination of Microsoft Dynamics and Copilot (which isn't universally seen as the best LLM) would already solve this problem partially. At the moment, we haven't changed our systems. I don't think we will for a long time. But it highlights a major $40B issue. AI has disrupted major businesses, is disrupting major businesses, and will continue to disrupt businesses. I'm not saying that none of the SaaS companies can make a comeback. Today was just a major reality check for me. They are not the safe havens they used to be. You can't just park your money in these companies without being deeply aware of the impact of AI. Investing is not about what you want to happen, but about what is really happening. So open your eyes, listen, and always do your research. The safest bets of today can be major risks tomorrow.

@jerrycapFeb 25, 2026 · 9:36 PM

$GPN $CRM revenue gap closing

@kaizen_investorFeb 25, 2026 · 9:07 PM

$CRM delivered a strong quarter, beating expectations for revenue and profit. Despite the beat, the stock is down 3.5% at the moment. Their big story is AI: Agentforce is a massive hit, doing real work for companies and already bringing in $800 million in recurring revenue. They also announced a massive $50 billion share buyback. So why did the stock drop 3.5%? It mostly comes down to future expectations. While their overall revenue forecast looks solid, a noticeable chunk of that growth comes from their recent Informatica acquisition. Organic growth isn't expected to speed up again until the second half of the year, leaving impatient investors wanting faster underlying results.

@mrmikeinvestingFeb 24, 2026 · 3:29 AM

Notable names seeing significant % drawdowns from all time highs S&P 500 $SPY: -2% Microsoft $MSFT: -30% Amazon $AMZN: -20% ServiceNow $NOW: -58% Synopsys $SNPS: -36% Palanatir $PLTR: -38% Robinhood $HOOD: -53% Adobe $ADBE: -65% Salesforce $CRM: -52% Oracle $ORCL: -60% Buying the dip on such significant drawdowns on fundamentally strong companies is how generational wealth is made. Save this post to look back on later this year…

@convertbondFeb 9, 2026 · 11:02 PM

Hard Assets vs. Financial Assets July 2024 vs. February 2026 Gold: $2400 vs. $5050 Amazon $AMZN: $200 vs $200 Microsoft $MSFT: $410 vs. $410 Oracle $ORCL: $140 vs. $140 Salesforce $CRM $250 vs $190 *This was unthinkable two years ago.

@convertbondFeb 9, 2026 · 11:28 AM

One Year $COPX +104% Vs. $NVDA +42% $MAGS +16% $MSFT -2% $CLOU -25% $CRM -42%

@altcapFeb 8, 2026 · 12:50 AM

@Benioff @sundarpichai Chatgpt challenged Google BUT Sundar got Gemini / TPUs firing while accelerating the core growth rates at GCP & Search. Amazing execution. We were fortunate to be shareholders since late ‘24 & remain so today. Now people are questioning software - but if $CRM is able to accelerate its core biz w AI while building an AI moat - $CRM will also be hugely rewarded. 👊🚀 @sundarpichai

@convertbondOct 15, 2025 · 1:13 PM

There is $2T of AI capex dollars coming after software companies and other disruptions; $OWL lends to junk tech and software, but everything is fine, comedy. Public Software Players $ADBE -52% $CRM -33%

@convertbondJun 8, 2025 · 2:40 PM

Software names like $CRM are off 17-18% year to date. The equity market is pricing in meaningful AI disruption impact. By some estimates this sector makes up 15% of the CLO and private credit markets. Defaults on the rise. Market to market, model, and mark to myth.