Terms of Service

These Terms of Service ("Terms") govern your access to and use of Surfaced and Surfaced Brief (collectively, the "Service"), operated by Surfaced ("we", "us"). By creating an account or using the Service, you agree to these Terms.

Not financial advice

The Service provides research, data visualization, and personalized informational summaries. It is not investment, financial, legal, or tax advice, and nothing in it is a recommendation to buy, sell, or hold any security. You are solely responsible for your own investment decisions. Markets carry risk, including loss of principal.

Your account

You may sign in by email, Google, or X. You are responsible for the activity under your account and for keeping access to your email or connected provider secure. You must provide accurate information and be old enough to form a binding contract in your jurisdiction.

Acceptable use

Don't misuse the Service: no scraping or bulk-extracting our data, no attempts to break security or access other users' data, no reverse-engineering, and no use that violates applicable law or the rights of others.

Third-party data

The Service incorporates market data, prices, filings, and other content from third-party providers and public sources. This information is provided "as is," may be delayed or inaccurate, and we do not warrant its completeness or accuracy.

Your content

You may provide holdings, watchlists, theses, and portfolio screenshots. You retain ownership of what you provide and grant us a limited license to process it to operate the Service for you. You are responsible for having the right to share anything you submit.

Subscriptions

Some features may be offered on a paid basis. Pricing, billing terms, and cancellation details will be presented at the point of purchase. Where required by law, you may be entitled to a refund.

Disclaimers & limitation of liability

The Service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages, or for any investment losses arising from your use of the Service.

Changes

We may update the Service and these Terms from time to time. Material changes will be reflected by updating the date above; continued use after changes means you accept them.

Contact

Questions about these Terms? Email hello@surfaced.finance.