This is how i like DCA’ing
No predictions. No overtrading. Just disciplined monthly buying.
Total Monthly Buy: 100
$VTI — 60%
This is my core. Owns the entire U.S. market. If rates stabilize in 2026, mid & small caps inside VTI usually start to lead. I want to be positioned before that happens.
$RSP — 15%
S&P 500 is very top-heavy right now with AI mega caps. RSP equal-weights every company, so I’m not overly dependent on a few names. This is my hedge if big tech cools off.
$FLIN — 10%
India is projected to be the fastest-growing major economy in 2026 (~6.7% GDP growth). I want direct exposure to that long-term growth story.
$FBTC — 10%
Bitcoin is no longer fringe — it’s a Wall Street asset now. A 10% allocation lets me benefit from institutional adoption without taking outsized risk.
$FETH — 5%
Ethereum is the infrastructure layer of the digital economy — DeFi, tokenization, smart contracts. Small position, long runway.
If someone doesn’t like trading or actively investing, this is honestly one of the better options.
You don’t need to watch charts.
You don’t need to time tops and bottoms.
You don’t need to stress about headlines.
Just automate monthly buys, stay diversified, and let time + compounding work.
For most people, this beats emotional trading every single cycle.
Not a financial advice, just sharing for knowledge.